Privacy Policy

The Company will collect and process all or some of the following personal data about you:

1. information you provide to us in the registration of your User Account;
2. financial-related information about you to facilitate any transactions you may want to carry out in relation to the Platform, which may include your bank account details and credit card information;
3. information in relation to any User Content which you upload to your Account, including any metadata contained in such User Content;
4. information in relation to any messages you may exchange with other Users via the Platform's in-messaging system;
5. information about your access to the Platform, including the location of access, duration spent, time of access, in order to understand your usage patterns and preferences to improve user experience;
6. information about your device with which you use to access the Platform, in order to improve your experience and protect against fraud and manage risk; and
7. any other relevant personal data required in order for us to perform the Services for you.

Your Personal Data may be used for the following purposes:

1. to comply with the Terms and to provide you with the Services as may be offered in the Platform in accordance with the Terms;
2. to verify your identity in the use of the Platform, including to carry out financial transactions in relation to any purchases within the Platform which you may make;
3. to communicate with you in relation to the Services offered in the Platform, including in relation to any rewards payable to you;
4. to send you information which we think may be useful to you, including information about the Company's products or selected third parties;
5. to comply with our legal and regulatory requirements, including enforcing our legal rights and obligations;
6. to carry out marketing promotions and campaigns, and personalising your experience in such interactions;
7. to carry out general market analytics, research, and surveys; and
8. for any other purposes reasonably necessary, ancillary and/or related to the above specified purposes.

Your Personal Data may be disclosed for the purposes indicated above to our officers and employees, third parties, affiliates, service providers, advisors, which include without limitation, the following persons or entities:

1. banks, credit card companies, and payment vendors;
2. debt collection agencies;
3. credit information companies;
4. logistics and courier services companies;
5. call centre services providers;
6. our business partners and authorised distributors, dealers or resellers;
7. relevant third party vendors and service providers which we work with in order to provide you with the Services in the Platform;
8. relevant government regulators or authorities or law enforcement agencies;
9. our insurers and advisors, including consultants, auditors and lawyers;
10. data intermediaries; and
11. any other party to whom you authorise us to disclose your Personal Data to.

Your Personal Data may be transferred, stored and/or processed in a country or territory outside Singapore and you consent to any such transfer, storage and/or processing of your Personal Data outside Singapore. The Company will ensure that any party to whom the Company transfers your Personal Data outside Singapore provides to such Personal Data a standard of protection at least comparable to the PDPA.

1. The Platform employs various data collection technology commonly referred to as "Cookies" to automatically collect, measure and analyse information to enhance your experience using the Platform, improve our services, and provide you with targeted advertising on the Platform and elsewhere across your different devices. By using and accessing the Platform, you consent to the use of such Cookies.
2. The Platform also works with other third parties to provide advertisements to Users of the Platform. As such, the Company may also allow such third parties to collect information about your activities on the Platform through such Cookies, and allow the use of such information to display advertisements tailored to your interests. You hereby agree to allow the disclosure of such information to such third parties for such purposes.

1. You may, at any time, withdraw consent to our collection, use, or disclosure of your Personal Data in the ways described above by providing written notification to the Company. If withdrawing consent, the Company may be able to provide the Services to you, and may accordingly cease to do so without any liability.
2. The Company employs reasonable security arrangements to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks to your Personal Data. Notwithstanding, you acknowledge that there will still be risks to any information transmitted by you over the Internet, and a risk that such security measures will be compromised.
3. The Company will endeavour to ensure that your Personal Data we use is sufficiently accurate and complete, and you must inform us if there are any changes to your Personal Data.
4. We will retain your Personal Data for as long as you use the Platform and/or it is necessarily required or relevant for business or legal purposes.